Particular features of Spanish mortgages have been the subject of legal challenges and government reform. One such feature was the floor interest rate clause (cláusula suelo) inserted into many mortgages that ensured interest rates could not fall below a certain level even if the Euribor did. In May 2013, the Bank of Spain published its own figure… Read More


The OPIS U.S Gulf Coast FOB LNG Price Assessments will provide four 15-day forward periods of assessments, which include 1-15 days, days, days and days. OPIS will publish two prices for these four period – an outright price for LNG and a differential value for LNG above four base prices. For all products, the daily aggregate average price will be… Read More


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In spite of this, implicit learning is an under-investigated area, understood as a phenomenon in itself and as a process that underpins reading and writing. Also, it tries to discover the role of these processes in reading and writing, and especially in the learning of these skills. The use of this type of technologies, along with the synergy that … Read More


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